I have recently finished my upstairs in hardwood flooring. I have two bathrooms upstairs. My flooring is 3/4 inch higher than my bathroom flooring. I will be laying 1/4 inch subfloor and tile overtop. What I am wondering is I have a Jacuzzi tub that that front comes off of for access to the motor. Should I run the tiles underneath this panel and possibly trim the panel to fit or should I run the tiles to the edge of the panel? What should I use for trim?